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  • Doesn’t Need to Hoard

Message Action Plan

A Faith That Doesn’t Need To Hoard

What does God have to say about making money, using money, and investing money? In this message, Pastor Rick Warren continues our study through the Book of James by providing three biblical reasons for saving, rather than hoarding.

September 20, 2020 | Rick Warren
More from this series

Three Essential Questions
After watching the message take some time reflect on the following three questions.

  • What did you hear? What point in this message was most impactful for you?
  • What do you think? How did this message challenge, change, or affirm your thinking?
  • What will you do? How will you put into practice what you've learned today?

Hoarding: "The excessive or extreme accumulation of anything,
particularly money or possessions." 

      "Remember (my brothers and sisters) that when you know the good thing
      you ought to do but you don't do it, then you sin. So then, you who are rich
      should grieve and lament because of the impending trouble that is headed
      your way. Your wealth is rotting and moths will eat your fine clothes. Your
      gold and silver will be worthless, but it will be a witness testifying against
      youthat you . . . have hoarded and piled up wealth in these last days."
      James 4:17 & 5:1-3

  • God doesn't oppose wealth. He opposes greed.

    "When the Lord blesses you with riches, you have nothing to regret." Prov. 10:22 (CEV)

    ". . . You have hoarded and piled up wealth in these last days."  James 5:3
  • Money is a tool to be used, not a thing to be hoarded.

Why Do People Keep Hoarding More Wealth?

1. Out of fear for their security(Scarcity Mentality)

"Keep your lives free from the love of money and be content withwhatever you have, because God has said, 'I will NEVER leave you andI will NEVER abandon you!'" Hebrews 13:5 (NIV)

Action Plan 1A: Draw a line down the middle of a piece of paper. On one side write down the characteristics of a saver, and on the other side write down the characteristics of hoarder. Refer to the sermon outline for help in defining hoarding versus saving. Would you describe yourself as a saver or a hoarder? 

2. Out of pride for their status

". . . If your riches increase, don't be proud."        Psalm 62:10 (LB)

Action Plan 1B: Refer to the previous list and write down why you consider yourself one or the other.  If you define yourself as a hoarder, what might be causing that tendency? Is it coming from fear of the past or pride? Discuss with your small group or a trusted friend.

3 BIBLICAL reasons for saving

1.  To practice self-control

"The wise man saves for the future, but the foolish man spendswhatever he gets."       Prov. 21:20 (LB)

Action Plan 2A:  If you do not have a plan for tithing and saving, create a budget to see what your money is being spent on. 

Visitsaddleback.com/financialhealthfor help!

2. To get money workING for me

"Invest what you have, because after a while you will get a return."   Eccl. 11:1 (NCV)

Jesus' Parable of Talents – Matthew 25:14-30 

Action Plan 2B:  Once you are able to consistently tithe and save, start investing your money.  To get started, visit saddleback.com/financialhealth.

3.  To be able to give to help others

"If you have been stealing from others, stop it. Make an honest living andwork hard, so you will have something to give to people in need."   Eph. 4:28 (CEV)

"Right now you have plenty and can help others. Then at some other timethey can share with you when you need it. In this way, everyone's needswill be met."            2 Cor. 8:14 (NLT)

Hoarding is selfish stockpiling.
Saving is strategic stewardship.

"Your wealth is rotting and moths will eat your fine clothes. Your gold andsilver will be worthless . . ."        James 5:2-3

Action Plan 2C:  You've made a commitment to tithe, save, and invest.  Now, make a pledge to help others with your money.  This can be done in many ways and does not mean you need to go into debt.  Find a charity you are passionate about and start small, but be consistent

Whatever I accumulate will deteriorate.

"Jesus said, 'Watch out! Always be on your guard against all kinds of greed. Real life is never defined or measured by how much you own.'
Then Jesus told them a story: 'A rich man owned a very productive and profitable farm. He thought to himself, "What should I do with all this surplus harvest? I have no room to store it all!" Then he said to himself, "I know! I'll just tear down my barns and build myself bigger barns! Then I can keep all my grains and all my other goodsmyself! Then I can say to myself, 'I'm set! I've stored up more than I need for many years. I'll take life easy, eating, drinking, and enjoying myself.'" But God said to him, "You are a fool! This very night you'll die. Then who will get what you hoarded for yourself?" This is how it will be for those who pile up stuff for themselves instead of building a rich relationship with God.'" Luke 12:15-21

"Tell people to use their money to do good. They should be rich in good works and should give happily to those in need, always ready to share with others whatever God has given them. By doing this they are storing up real treasure for themselves in heaven – it is the only safe investment for eternity! And they will be living a fruitful Christian life down here as well."           1 Tim. 6:18-19 (LB)

Every Service Action Steps
We recommit our lives to Jesus Christ. Text NEWSTART (1 word) to 83000 or email newstart@saddleback.com

We express our gratitude to God for his goodness by giving back to him.
Your generosity online is feeding tens of thousands of out-of-work families
and serving many other needs. Give at Saddleback.com/give

We meet in small groups online to discuss what we've heard. To join a group, text SMALLGROUP to 83000 or email SMALLGROUP@saddleback.com.

Listen to our podcasts "Doable Discipleship" and "The Well" from our Saddleback Growth team at Saddleback.com/learn

A Faith That Works When Life Doesn’t
March 15 - November 8, 2020Watch Series
  • A Faith That Walks Through the Valley of Virus
    March 15, 2020
  • A Faith That Isn’t Troubled by Troubles
    March 22, 2020
  • A Faith That Makes Tough Choices Easier
    March 29, 2020
  • A Faith That Counters My Bad Habits
    April 5, 2020
  • A Faith That Anchors Me In Storms
    April 19, 2020
  • A Faith That Leads To Emotional Health: Part 1
    May 3, 2020
  • A Faith That Leads To Emotional Health: Part 2
    May 10, 2020
  • A Faith That Loves My Neighbor As Myself
    May 24, 2020
  • Real Faith Versus Fake Faith
    May 31, 2020
  • A Faith That Plants Seeds Of Peace
    June 7, 2020
  • A Faith That De-Escalates Conflict
    June 21, 2020
  • A Faith That Handles Delays Patiently
    June 27, 2020
  • A Faith That Helps Me Filter What I Say
    July 19, 2020
  • A Faith That Makes Me More Merciful & Less Judgmental
    July 26, 2020
  • A Faith That Keeps Me Hopeful
    August 2, 2020
  • A Faith That Keeps Me From Playing God In The Lives Of Others
    August 9, 2020
  • A Faith for Facing an Uncertain Future
    August 16, 2020
  • A Faith That Reduces Quarreling
    August 23, 2020
  • A Faith That Doesn't Hold On To Hurt
    August 30, 2020
  • A Faith That Passes The Tests Of Life
    September 6, 2020
  • A Faith That Knows The End Of The Story
    September 13, 2020
  • A Faith That Doesn’t Need To Hoard
    September 20, 2020
  • A Faith That Handles Wealth Wisely
    September 27, 2020
  • A Faith That Helps Me See The Truth
    October 4, 2020
  • A Faith Known For Integrity
    October 11, 2020
  • A Faith That Can Transform Weaknesses
    October 18, 2020
  • A Faith That Can Heal Illnesses
    October 25, 2020
  • Having The Mind Of Christ During An Election
    November 1, 2020
  • When Your Plan Doesn’t Match God’s Plan
    November 8, 2020
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